Trust or Trap: The Hidden Dangers of Asset Protection Trusts

Speakers

Jade Gani
CEO and Founder
Circe Law Ltd
UK
Webinar date: June 15, 2026 11:00 pm
Webinar length: 1 hour
Type:  Recorded
CPD: 1

Asset Protection Trusts (APTs) are often marketed as a simple solution for safeguarding wealth against inheritance tax, care fees, and future financial risk, but the reality is far more complex.

In this webinar, Jade Gani, CEO & Founder at Circe Law, explores how APTs operate in practice, examining the legal and tax frameworks that underpin them and the significant risks that can arise when they are misused.

Drawing on the Association of Lifetime Lawyers’ Trust or Trap campaign, the session highlights growing concerns around mis-selling, particularly among older homeowners, and the gap between promised benefits and actual outcomes.

Key themes include:

  • The legal and tax complexity of lifetime trusts
  • Mis-selling practices and emerging market trends
  • The gap between marketed benefits and legal reality
  • Consumer protection, regulation, and routes to redress
  • Practical steps for advising on and unwinding trusts
  • The importance of tailored advice and professional standards

This webinar forms part of a wider programme of insight-led sessions supporting professionals working across legal, financial, and public service sectors.

Host

Dave Lockwood
Senior Public Sector Client Relationship Manager
Finders International
Dave is a former Deputy Decision Maker appointed by the Court of Protection in England and Wales. Dave’s experience comes from working in four diverse local authorities across London and the South East, dealing with varied services, ongoing legislation changes and increased workloads with decreasing resources; managing expectations from both the public and internal colleagues. Not only does Dave have experience of acting as a Deputy under the Court of Protection, he is also well versed in the complexities of dealing with the statutory obligation of providing funerals under the Public Health Act. Dave is also one of the founding members and former chair of APAD (The Association of Public Authority Deputies).

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